

| • | The North West University. Since 1994 the Riskflow ALMAN system has been used in the training of students in financial risk management. Today there are various students from the North West University who were exposed to ALMAN and are now working for our customers. |
| • | Since 2001, the Institute has been collaborating with the National Banking College in Ghana in presenting Asset and Liability Management courses, seminars and promoting the use of ALMAN in that country. |
| • | In 2010, Riskflow concluded a collaboration agreement with the Business School Netherlands to provide the first MBA in Risk Management. |
| • | MBA in Risk Management (in collaboration with the Business School Netherlands) |
| • | Risk Modelling Accreditation courses |
| • | Product specific courses related to: |
| O | ALMAN |
| O | TASMAN and |
| O | Business Optimizer Cash Flow Tools |
| • | ALCO workshops and facilitation |
| • | Various Short courses related to Financial Risk and Treasury Management |
| • | Seminars |
